800-783-7777 Se habla espanol! 510-430-1999	Just follow our simple process. It is as simple as 1,2,3... Phone Call: The process starts with a phone call to one of our experienced loan specialists. In a few minutes, we will secure the information neccessary to pre-qualify you for a loan.   Appraisal: Within 24 hours, an appraisal will be scheduled to determine the maximum value of your home at no upfront cost. Approval: We will then search our extensive database of lenders to find the right program for you. It's like having your own private banker.